There are a number of things to consider when buying (and financing) a home. Are we in a buyers’ market? Are the interest rates low? Are home prices going to go up or down? Although these are good questions and worthy of exploration, it often comes down to one question… Am I comfortable with going through the process of obtaining financing and searching for a home at this moment in my life, right now?

Buying a new home or property is a serious venture. It can be an exciting time or a difficult process. This is why it is so important to find a REALTOR® who you are comfortable with and is willing to guide you through every step of the transaction. This is a pinnacle practice for Kairos Estates – providing the highest quality concierge service the real estate industry has to offer.

The Kairos Team of real estate experts guides new and returning home buyers through the entire process of home buying. With round-the-clock communication, a step-by-step discussion about the process, referrals for lenders, inspectors and industry professionals, relocation assistance, and at the close of escrow, a USB drive containing your pertinent real estate documents with a special closing day gift, your Kairos REALTOR® is there for you, handling all the details, so you can focus on other matters. This attention to detail helps alleviate the stress from what could be a very stressful process.

The savvy homebuyer should ask a lot of questions and inquire about what resources and assistance your REALTOR® will provide, including their availability. Sometimes homes come on the market and are sold in a matter of days, so it is critical that your REALTOR® is readily available to show you listings as they are placed on the market. Kairos Estates Lead REALTOR® Suzana Delis can provide immediate assistance and will assist you to begin the following process:

• Get a pre-approval letter from a lender.
• Identify the neighborhood, type of property and price of property.
• Begin receiving daily emails containing new listings that you may be interested in seeing.
• Schedule viewings of those listings with your REALTOR®.
• Submit an offer if you like the property (lender pre-approval letter, proof of funds & FICO scores are usually also required). The offer can be accepted, countered or rejected.
• Upon acceptance of your offer, begin inspections, appraisal and the loan process.
• Once inspections are completed, you may accept the property “as is”, ask for credits or repairs, or back out of the contract. Generally, this can take up to 17 days.
• Complete a large amount of paperwork for the purchase, escrow and your lender.
• Prepare to move to your new home (movers, change of address, utilities, etc.).
• Near the end of the escrow period, your lender will send documents to the escrow company. Once completed and verified, your lender will fund the loan and transfer proceeds to the escrow company.
• A new deed will be recorded at the county assessor’s office and the property transfers title to YOU!

Things to Expect:
•Closing costs will be approximately 2.5-3% of the purchase price.
•There may be some issues that could arise during the escrow period.

With Kairos Estates, your REALTOR® will be with you through every step of the process. Your questions answered, each step explained, your documents organized, your timelines handled, and your entire transaction completed, as seamless as possible. So when you decide that the time is now to buy a home, Kairos Estates can help you make it a positive life experience.

Kairos Estates may be contacted at 501 W. Glenoaks Blvd., #449, Glendale. For more information, call (818) 632-9429 or visit www.KairosEstates.com.